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THE BENEFITS OF WEALTHCARE
Somewhere along the way, financial advisors have lost sight of what's really important. In an effort to continue to refine the process and provide more and more detailed advice, they've turned financial planning into a difficult and time-consuming event. This has discouraged those who would benefit most from taking the time to do any planning at all.
Recognizing this, our firm started questioning the conventional wisdom that so many financial advisors rely upon. We found that while the generally accepted standards most financial advisors follow work great for the advisor and their firm, these practices often fail the investor. Along the way, we discovered numerous contradictions which plague traditional financial planning.
Having identified these contradictions, we put ourselves in our clients' shoes and redefined the premises of financial planning. Ideally, what should a client's expect from their financial advisor and the financial planning process? At the most basic level, we are convinced that investors want advice that enables them to live the one life they have, the best way they can.
With this idea as a foundation, we focused on three simple principles:
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Providing you with confidence in achieving your goals
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Avoiding needless sacrifice to your lifestyle
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Avoiding unnecessary investment risk
WHY TRADITIONAL FINANCIAL PLANNING IS FAILING INVESTORS
Traditional Financial Planning vs. Wealthcare
Ease and Simplicity—Traditional advisors inconvenience you by requiring you to provide numerous documents and personal information, so the advisor can identify those few things that really make a difference. Wealthcare identifies only those things that will make a difference, making the process much simpler and easier.
Reduced Investment Risk—Traditional advisory services usually identify your maximum risk tolerance and then position you in a portfolio to EXPERIENCE IT. In reality, you may be able to have confidence in achieving your goals by implementing a portfolio with less risk than your maximum tolerance. With Wealthcare , we seek the minimum investment risk necessary to provide you with confidence in achieving your goals.
Less Sacrifice—Often times, the only solution offered by traditional advisory services is saving more, which while sounding noble also alters current lifestyle. This benefits the advisor by getting them more money to invest, but with Wealthcare we can actually find a solution that allows you to DECREASE savings if that is one of your priorities.
Goals Aligned with Your Priorities—Traditionally, advisors are trained to ‘get clients to be realistic’ often for the purpose of maximizing how much money you invest with them. This ‘realism’ ignores your aspirations, even though they may be achievable. However with Wealthcare, your priorities alone dictate the solutions we arrive at.
More Choices and Better Decisions—
Because of the complexity, many advisors only update your plan annually, if at all. With Wealthcare, if your goals and priorities haven’t changed, the only information that needs to be updated is the value of your investments. As a result, it is easy to tell you where you stand at any point in time. This offers you more choices and allows better decisions since we can easily measure the impact for any question like, does it have any effect if I save this surprise bonus I received or if I spend it?
Meaningful Updates—
Traditional services monitor performance, which is interesting information, but it cannot be changed and does not tell you what that performance means to you in terms of achieving your goals. With Wealthcare, we monitor on a quarterly basis, not only what happened, but whether it had any impact on achieving your goals. This can provide true comfort and identify both problems and opportunities in advance, before they have a major impact on your lifestyle.
Increased Confidence—
IS WEALTHCARE FOR YOU?
If you want to make the most of the one life you have, if you want to avoid unnecessary investment risk, or if all you are looking for is comfort and confidence that the goals you personally value are not left completely to chance, then you need Wealthcare.
Whether you want us to work with your present advisor or you’ve become frustrated with them and are seeking an advisor that can finally deliver the service you expect, Wealthcare can help you achieve greater confidence in your financial future.
The choice is yours. You can follow the path of the millions of disappointed investors or you can invest thirty minutes to learn more about Wealthcare. We are so passionate about the benefits of Wealthcare that we're willing to introduce this revolutionary service to you at no cost and with no obligation. Call us today for a free consultation about this unique and beneficial experience.
Finally, traditional advisory services disclose away the fact that no one has any idea of whether things will work out as projected. Read the fine print and you will basically see that the projections should NOT be relied upon. This leaves you completely in the dark. While markets are uncertain, Wealthcare actually measure how confident you can be in achieving your financial goals and anticipate both bull and bear markets. This can provide you confidence that barring extraordinarily poor markets you can be comfortable things will likely go as planned and in fact, there is at least a 75% chance that things will go BETTER than planned.This revolutionary new financial advising discipline is called Wealthcare.
Securities offered through Purshe Kaplan Sterling Investments, member SIPC/ FINRA www.finra.org
Headquartered at 18 Corporate Woods Boulevard, Albany, NY 12211
Not FDIC Insured. Not Bank Guaranteed. May Lose Value, Including Loss of Principal. Not Insured By Any State or Federal Agency.
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